Do monthly credit card statement credits roll over if I don't use them in August?

No, almost none of these monthly credits roll over. If you skip a credit in August, it disappears the moment September begins, so unused credits are permanently lost.

Do I need to enroll before monthly credits start posting to my account?

Many of these credits require one-time enrollment before they begin posting. Credits on cards like the Amex Platinum, Amex Gold, and Chase Sapphire Reserve all have specific credits that need to be activated in your account first.

Can I stack the Amex Platinum and Amex Gold Uber Cash credits in the same month?

Yes, if you carry both cards, the Uber Cash credits can stack since both deposit into the same linked Uber account. The Platinum adds up to $15 and the Gold adds up to $10 each month.

Which cards on this list offer a dining credit in August?

The Amex Gold Card offers up to $10 at select restaurant and delivery partners, and the Marriott Bonvoy Brilliant offers up to $25 at worldwide dining locations. The Amex Gold credit requires enrollment, while the Marriott Bonvoy Brilliant dining credit does not.

What monthly credits does the Chase Sapphire Reserve offer in August?

The Chase Sapphire Reserve offers up to $20 in DoorDash non-restaurant credits, up to $10 in Lyft credits, and up to $5 for DoorDash restaurant orders. The DoorDash non-restaurant credit requires an active DashPass membership, and the Lyft credit excludes bikes and scooters.

August Credit Card Statement Credits by Issuer and Card

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Your quarterly credit card benefits checklist covers the credits that reset every three months or once a year. This one covers just August. These credits reset on the calendar month regardless of your account anniversary, and almost none of them roll over. Skip one in August, and it’s gone the moment September starts.

End-of-the-year credit card benefits, FreePix.uk — End-of-the-year credit card benefits

Many require one-time enrollment before they begin posting. Check your account now if you haven’t already turned these on.

American Express

Platinum Card

If you carry the Platinum Card from American Express, several monthly credits are sitting in your account whether you’ve claimed them or not.

Credit	Amount This Month	Notes
Digital entertainment	Up to $25	Streaming/news subscriptions. Enrollment required.
Uber Cash	Up to $15	Auto-deposits via linked Uber account.
Walmart+ membership	Up to $12.95	Covers one membership, must auto-renew.
Uber One	Up to $9.99	Fully covers the membership.

To learn more, read our full review of the Amex Platinum.

Gold Card

The American Express Gold Card leans into food and delivery, and its Uber credit can stack with the Platinum’s if you carry both.

Credit	Amount This Month	Notes
Uber Cash	Up to $10	Shares an Uber account with Platinum’s credit.
Dining credit	Up to $10	Select restaurant/delivery partners. Enrollment required.
Dunkin’ credit	Up to $7	In-store or app load. Enrollment required.

Business Platinum

The Business Platinum Card from American Express keeps its monthly credit simple.

Credit	Amount This Month	Notes
Wireless credit	Up to $10	One eligible U.S. carrier. Enrollment required.

To learn more, read our full review of the Amex Business Platinum.

Business Gold Card

The Business Gold Card’s one monthly credit is aimed at recurring office expenses.

Credit	Amount This Month	Notes
Flexible business credit	Up to $20	Office supply/delivery categories. Enrollment required.
Walmart+ membership	Up to $12.95	Same as Platinum’s version.

Delta SkyMiles Cards

Across the Gold, Platinum, and Reserve, the monthly credits scale with the annual fee.

Card	Credit	Amount This Month
Reserve / Reserve Business	Resy credit	Up to $20
Reserve / Reserve Business	Rideshare credit	Up to $10
Platinum / Platinum Business	Resy credit	Up to $10
Platinum / Platinum Business	Rideshare credit	Up to $10
Gold / Gold Business	Rideshare credit	Up to $10

To learn more, read our full reviews of the Delta Gold, Delta Platinum, and Delta Reserve.

Marriott Bonvoy Brilliant

The Marriott Bonvoy Brilliant American Express Card offers one of the simpler credits on this list, since it doesn’t require enrollment.

Credit	Amount This Month	Notes
Dining credit	Up to $25	Worldwide, no enrollment needed.

To learn more, read our full review of the Marriott Bonvoy Brilliant.

Barclays

Wyndham Rewards Earner Premier

Barclays keeps this simple with one credit on its premium Wyndham card.

Credit	Amount This Month	Notes
Meal delivery credit	Up to $10	Delivery apps only, not direct restaurant charges.

Chase

Sapphire Reserve and Sapphire Reserve for Business

The Chase Sapphire Reserve and Chase Sapphire Reserve for Business each carry a trio of monthly credits built around DoorDash and Lyft.

Credit	Amount This Month	Notes
DoorDash non-restaurant credit	Up to $20	Two $10 promos. Needs active DashPass.
Lyft credit	Up to $10	No rollover. Excludes bikes/scooters.
DoorDash restaurant credit	Up to $5	Restaurant orders only.

To learn more, read our full reviews of the Sapphire Reserve and the Sapphire Reserve for Business.

Sapphire Preferred

The Chase Sapphire Preferred gets a smaller version of the same DoorDash benefit.

Credit	Amount This Month	Notes
DoorDash non-restaurant credit	Up to $10	One $10 promo.

To learn more, read our full review of the Sapphire Preferred.

United Club and United Club Business

The United Club Infinite Card and its business counterpart carry the richest monthly credit stack among the United cards.

Credit	Amount This Month	Notes
Instacart credits	Up to $20	Split across two $10 credits.
Rideshare credit	Up to $12	Requires yearly activation.

To learn more, read our full review of the United Club Infinite Card.

United Quest

The United Quest Card carries a smaller Instacart and rideshare stack each month.

Credit	Amount This Month	Notes
Instacart credits	Up to $15	One $10 and one $5 credit.
Rideshare credit	Up to $8	Requires yearly activation.

To learn more, read our full review of the United Quest Card.

United Business

The United Business Card mirrors the personal-card structure at a lower level.

Credit	Amount This Month	Notes
Instacart credit	Up to $10
Rideshare credit	Up to $8	Requires yearly activation.

United Explorer

The United Explorer Card offers the entry-level version of these same two credits.

Credit	Amount This Month	Notes
Instacart credit	Up to $10
Rideshare credit	Up to $5

To learn more, read our full review of the United Explorer Card.

Citi

AAdvantage Executive World Elite Mastercard

The Citi AAdvantage Executive World Elite Mastercard ties one of its two monthly credits to a usage threshold rather than a flat spend.

Credit	Amount This Month	Notes
Lyft credit	$10	Needs 3 rides this month, not 1.
Grubhub credit	Up to $10

To learn more, read our full review of the AAdvantage Executive World Elite Mastercard.

Our Take

August has no quarter-end and no year-end urgency, which is exactly why these monthly credits are the easiest ones to let slide this time of year. Pick your two or three highest-value cards from this list, use them before September 1, and set the same kind of reminder that already works for your quarterly benefits checklist.

August Credit Card Statement Credits: The Checklist by Issuer and Card