Chase rolled out a major change to how Ink Business Preferred cardmembers redeem points in June 2025. The old system was simple: every point was worth 1.25 cents through Chase Travel, guaranteed. The new system, called Points Boost, replaces that fixed rate with a dynamic one. Points are now worth 1 cent each by default, with select bookings unlocking higher rates. If you are thinking about how Chase fits into your broader points and miles portfolio strategy, this is essentially a downgrade, though you might come out ahead occasionally.
Points Boost is available on the Ink Preferred alongside the Sapphire Preferred, Sapphire Reserve, and Sapphire Reserve for Business. The ceiling depends on your card. For Ink Preferred cardmembers specifically, the maximum is 1.75 cents per point on select premium cabin flights and 1.5 cents per point on select hotels.
What changed from the old system
Before June 23, 2025, Ink Business Preferred cardmembers got a flat 1.25 cents per point on any travel booked through Chase Travel. No hunting required — every flight, every hotel, every car rental at 1.25 cpp. That guaranteed floor is gone for new cardholders and for points earned after October 25, 2025.
| Scenario | Rate | Value of 10,000 points |
|---|---|---|
| Before Oct 26, 2025 (all Chase Travel) | 1.25 cpp | $125 |
| After Oct 26, 2025, no Points Boost | 1.00 cpp | $100 |
| After Oct 26, 2025, Points Boost hotel | up to 1.50 cpp | up to $150 |
| After Oct 26, 2025, Points Boost premium flight | up to 1.75 cpp | up to $175 |
The math looks appealing at the top end. But the critical question is how often you can actually reach those rates. A NerdWallet study of 2,852 departures searched with the Ink Preferred found that just 9.1% had a Points Boost option available. That means roughly 9 out of 10 searches return no boost at all and some of the boosted itineraries had layovers where non-stop service existed on other carriers.
Rotating offers and eligible airlines
Points Boost offers rotate and are not permanent. Chase encourages cardmembers to check Chase Travel regularly for the latest opportunities. Eligible airlines include Air Canada, Emirates, Qantas, Singapore Airlines, and Southwest, among others. Chase has not published a full list, so availability on specific routes varies. If you primarily fly American, Delta, or United on domestic routes, you may find few or no boosted options on your usual searches.
For hotels, Chase’s curated collection called The Edit carries some of the better Points Boost rates. We mapped out every Edit-eligible property if you want to cross-reference before you search. Outside The Edit, Points Boost hotel value varies by property and you need to do the math yourself: divide the cash price by the points required to see what you are actually getting per point.
What happens to points you already earned
Chase built in a grace period for existing cardmembers. If you applied for the Ink Preferred before June 23, 2025, points earned before October 26, 2025 will be redeemed at whichever rate is higher: the legacy 1.25 cpp floor or the current Points Boost rate. That protection runs through October 26, 2027. After that date, the fixed rate disappears entirely and Points Boost is the only option above 1 cpp.
If you have points spread across multiple Chase cards (Freedom Flex, Freedom Unlimited, Ink Cash, or Ink Unlimited) consolidate them into your Ink Preferred now. Those no-fee cards cannot access Points Boost rates on their own, but once pooled into a premium card like the Ink Preferred, they unlock the elevated rates. Our Ultimate Rewards guide covers exactly how pooling works and which card should hold the balance.
When Points Boost is actually worth using
Points Boost makes the most sense in two situations. First, premium cabin flights on eligible airlines where transfer partner award availability is scarce. If you need business class and direct award space is gone, a 1.75 cpp Points Boost redemption is a reasonable fallback rather than paying cash. Second, hotel bookings — particularly The Edit properties — where the boost comes in at or near 1.5 cpp.
For most everyday travel, transferring points to airline and hotel partners still delivers better value. A Hyatt redemption can easily return 2 cents per point or more, and Hyatt free night certificates stretch even further — our guide to using Hyatt free night certificates shows where they go furthest. United, Air Canada Aeroplan, and Singapore KrisFlyer are the other transfer partners most likely to beat any Points Boost rate for flights. For a full picture of how to structure earning and burning across the Chase ecosystem, see our Chase credit card strategy guide.
Our Take
Points Boost is a step down from the old fixed 1.25 cpp system for most Ink Preferred cardmembers. The guaranteed floor is gone, and with only about 9% of flights carrying a boost, the new upside is more theoretical than reliable. The card still earns well on business spending and its transfer partners remain among the best available. Use transfer partners first. Check Points Boost as a secondary option — mainly for premium cabin flights where direct award space is tight, or for The Edit hotel bookings where the math works out. Treat the boosted portal rate as a tool, not a strategy.
