The Chase Sapphire Reserve for Business is a top-tier business travel card, especially attractive with its current offer of 200,000 bonus points after spending $30,000 in the first 6 months.

You’ll earn 8x points on travel booked through Chase Travel, 4x on direct flights and hotels, and 3x on social media and search engine ads. With over $2,500 in annual value through credits and perks—and a powerful rewards structure—this card is built for business owners who travel often and spend big.

We will add this to our best business credit card page.

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Rates& Fees
(Terms Apply)
Chase Sapphire Reserve for Business Credit Card
Annual Fee
$795
Approx Benefits
$4000
Welcome Bonus 200,000 points after $30,000 spend in 6 months

Card Details

The Good

  • 200,000 bonus points after $30,000 spend
  • 8x points on Chase Travel bookings
  • 4x on direct flights and hotels
  • 3x on social media and search engine ads
  • 1x on all other purchases
  • $300 annual travel credit
  • $500 in hotel credits at The Edit℠
  • Lounge access (Sapphire Lounge + Priority Pass)
  • $420 DoorDash value
  • $400 ZipRecruiter credit
  • $200 Google Workspace credit
  • $120 Lyft credit
  • $100 in curated gift card credits
  • $120 Global Entry/TSA PreCheck/NEXUS credit
  • No foreign transaction fees

Things to look out for:

  • High $795 annual fee
  • Must pay in full each month (charge card)
  • $30,000 minimum spend is steep for the bonus
  • Many perks not available to employee cardholders
  • No direct elite airline or hotel status

Our Take

The Chase Sapphire Reserve for Business is built for serious business spenders who want luxury travel perks and high earning power. The welcome bonus is massive, and ongoing rewards are some of the best in the category—especially if you travel often and book through Chase.

It’s not for everyone—especially smaller businesses or those looking for everyday cash back—but if you’ll use the perks and can meet the spend, this card delivers real value for the fee.

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