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The Citi Strata Premier Card is a versatile travel rewards card with strong everyday earning and solid travel perks. You’ll earn 75,000 ThankYou Points after spending $4,000 in the first 3 months—worth $750 in travel or gift cards on thankyou.com.
The card earns 3x points on air travel, restaurants, supermarkets, gas stations, hotels, and EV charging. You also get $100 off a hotel booking once per year and access to Citi’s airline transfer partners. The annual fee is $95, and there are no foreign transaction fees.
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Card Details
The Good
- 75,000 bonus points after $4,000 spend (worth $750)
- 3x on air travel, hotels, dining, supermarkets, gas, and EV charging
- 10x points on hotels, car rentals, and attractions booked via CitiTravel.com
- $100 annual hotel credit for stays of $500+ through CitiTravel.com
- No foreign transaction fees
- Transfer points to airline partners like JetBlue, Virgin Atlantic, and Singapore Airlines
- Travel insurance coverage included
The Bad
- $95 annual fee
- Hotel credit only applies to bookings through CitiTravel.com
- Bonus not available if you’ve had a Citi Premier or Strata Premier bonus in the past 48 months
Our Take
The Citi Strata Premier Card stands out with broad 3x earning categories and strong flexibility through ThankYou Points. You can transfer your points to a large number of partners.
The 75,000-point bonus is competitive, and the $100 hotel credit can easily offset the $95 annual fee. Add in travel protections and airline transfer partners, and this card works well for travelers who want strong value and everyday rewards without high fees.
It’s a solid mid-tier option in a crowded rewards market.
