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The Chase Sapphire Preferred is one of the best mid-tier travel cards, especially with its current offer of 100,000 bonus points after spending $5,000 in the first 3 months.
You’ll earn 5x points on travel booked through Chase Travel, 3x on dining, and 2x on other travel. Points are worth 25% more when redeemed for travel through Chase, making the welcome bonus worth up to $1,250. With a $95 annual fee and flexible redemption options, this card is a standout for travelers looking to maximize value.
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Card Details
The Good
- Low $95 annual fee
- 100,000 bonus points after $5,000 spend (worth up to $1,250 through Chase Travel)
- 5x points on travel booked through Chase Travel
- 3x points on dining, including delivery and takeout
- 2x on other travel purchases
- 25% more value when redeeming through Chase Travel
- Transfer points to airline and hotel partners (1:1 ratio)
- $50 annual hotel credit through Chase Travel
- Strong travel protections and purchase coverage
- No foreign transaction fees
The Bad
- 5x only applies to Chase Travel bookings
- No airport lounge access
- Dining and grocery multipliers are beaten by some competitors
- No direct airline or hotel elite perks
Our Take
The Chase Sapphire Preferred remains a top choice for travelers who want big rewards and flexible redemptions without a premium fee. The 100,000-point welcome bonus is one of the highest available, and the 25% redemption boost adds great value.
While it lacks luxury perks, the strong earning structure, transfer partners, and built-in protections make it a reliable go-to for both beginners and seasoned travelers.
