American Express Platinum Card Review: 80,000 Points, Premium Lounge Access, and Over $1,500 in Credits

The Platinum Card from American Express is a premium travel rewards card that delivers luxury perks, top-tier airport lounge access, and over $1,500 in annual value through statement credits.

New cardmembers can earn 80,000 Membership Rewards points after spending $8,000 in the first 6 months. While the $695 annual fee is high, it’s offset by a wide range of credits, including $200 hotel, $240 digital entertainment, $200 airline fee, and $200 Uber Cash. The card is built for frequent travelers who want elite service and exceptional benefits.

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Marriott Bonvoy Bevy™ American Express^®Card

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Rates& Fees
(Terms Apply)

Private: The Platinum Card from American Express

Annual Fee

$695

Approx Benefits

$2000

Welcome Bonus 80,000 Membership Rewards points after spending $8,000 in the first 6 months

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Highlights Earning Rates

• onths

• Global Lounge Collection access (1,400+ lounges)

• $200 hotel credit for prepaid stays at Fine Hotels + Resorts or The Hotel Collection

• $200 airline fee credit (1 selected airline per year)

• $200 Uber Cash annually ($15/month + $20 in December)

• $240 digital entertainment credit ($20/month for select services)

• $155 Walmart+ membership credit ($12.95/month)

• $100 Saks Fifth Avenue credit ($50 twice per year)

• $199 CLEAR Plus credit

• Up to $120 Global Entry or TSA PreCheck or NEXUS fee credit

• Elite status with Hilton and Marriott (enrollment required)

• 5 points per $1 on flights booked directly with airlines or through AmexTravel

• 5 points per $1 on prepaid hotels booked through AmexTravel

• 1 point per $1 on all other purchases

Card Details

The Good

• 80,000 points after $8,000 spend in 6 months
• $200 annual hotel credit (Fine Hotels + Resorts & The Hotel Collection)
• $200 airline incidental fee credit
• $240 digital entertainment credit (Disney+, Hulu, NYT, WSJ, etc.)
• $200 Uber Cash ($15/month + $20 in December)
• $155 Walmart+ credit
• $100 Saks Fifth Avenue credit ($50 twice a year)
• $199 CLEAR Plus credit
• Access to 1,400+ airport lounges worldwide via Global Lounge Collection

The Bad

• $695 annual fee
• $195 annual fee for each additional Platinum Card
• Credits require activation and monthly tracking
• Best value comes if you use most benefits consistently
• Limited bonus earning outside of travel purchases

Our Take

The Platinum Card from American Express is one of the most benefit-rich travel cards available, offering unbeatable value for frequent flyers who take advantage of the card’s many credits and luxury perks.

The 80,000-point bonus and premium lounge access alone can justify the annual fee for many. If you travel often and want a high-end experience with broad lifestyle benefits, the Platinum Card delivers. For more casual travelers, the Gold Card or other lower-fee options may offer better value.