Citi credit cards often come with valuable sign-up bonuses. One example is the Citi Strata Premier, which offers 60-75K ThankYou Points after you spend $4,000 in purchases within the first few months. These bonuses can be worth thousands of dollars in travel, cash back, or gift cards, but tracking your progress is important to make sure you don’t miss out.
Where to Track Your Bonus
When you log in to your Citi account online, you’ll find a bonus tracker under your rewards section.
It can be well hidden, so we show you here how to find it.
Open your account and click on the “Learn More” in the Total Thank You Points page.
The tracker shows:
- The total amount you need to spend (e.g., $4,000).
- The deadline to complete your spending (e.g., November 9, 2025).
- How much you have already spent toward the requirement.
Once you find the tracker, it will show you all you need to know. In this example above, the tracker shows $4,000 left to spend, meaning no purchases have been counted yet. Once you make eligible purchases, the gauge will move closer to the goal.
Things to Know About Citi Sign-Up Bonuses
- Eligibility Window
Citi usually gives you 3–4 months from account opening to meet the spending requirement. Always check the exact deadline in your account. - Qualifying Purchases
Everyday purchases (groceries, restaurants, travel, gas, etc.) count. Balance transfers, cash advances, and fees do not count. - Points Posting
After meeting the requirement, the bonus points typically post after the statement closes, not immediately. Be patient and track your statement cycle. - Multiple Citi Bonuses
Citi has rules about how often you can earn a bonus. For example, you may not be eligible for a new bonus if you have opened or closed the same card within the last 24 or 48 months. Always read the terms. - Reward Categories Still Apply
While you’re working toward your sign-up bonus, you’ll also earn points on regular spending:
- 10X on travel booked through Citi Travel
- 3X on air travel and hotels
- 3X on restaurants, supermarkets, and gas/EV charging
- 1X on everything else This means you can maximize both the bonus and ongoing rewards at the same time.
Tips to Meet the Spending Requirement
- Use the card for everyday expenses like groceries, dining, and bills.
- Prepay utilities or insurance if allowed.
- Use it for large upcoming expenses (travel, furniture, electronics).
- Add the card to digital wallets or PayPal for more coverage.
Final Thoughts
The Citi Strata Premier sign up bonus can easily be worth $600–$900 depending on how you redeem them. The key is to track your spending in the Citi portal, know the deadline, and plan your purchases strategically. Missing the deadline means losing out on hundreds of dollars in rewards, so keep an eye on your tracker and stay on top of your spending.
