The United Club Infinite Card is United’s most premium travel card, offering luxury perks and high-value rewards for frequent flyers.
New cardmembers earn 95,000 bonus miles after spending $5,000 in the first 3 months, plus an extra 5,000 miles for adding an authorized user. The card includes full United Club membership (worth $750+), two free checked bags, Premier Access benefits, and over $675 in annual partner credits. The $695 annual fee is steep but packed with premium travel perks and high ongoing earn rates.
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Card Details
The Good
- 95,000 miles after $5,000 spend in 3 months
- 5,000 bonus miles for adding an authorized user
- Full United Club membership included (worth $750+)
- 4 United Club one-time passes annually (starting year 2)
- 2 free checked bags for you and a companion
- Premier Access for expedited airport service
- 4x miles on United purchases
- 2x on all other travel and dining
- Up to $675 in partner travel credits per year
- Up to 28,000 PQP per year toward elite status
The Bad
- $695 annual fee
- Benefits are United-specific and less useful if you don’t fly United often
- No transferable points to other airlines
- Must use United platforms to trigger most credits
Our Take
The United Club Infinite Card is ideal for loyal United travelers who want airport lounge access, fast-track airport treatment, and elite benefits. The welcome bonus, high earning rates, and travel credits help offset the $695 annual fee.
If you value lounge access and fly United regularly, the card pays for itself through perks alone. For casual travelers or those who want flexible rewards, a more general travel card may offer better long-term value.
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