pointstopictures The PNC Cash Unlimited Visa Signature Credit Card is designed for those who want a simple, flat-rate cash-back experience without worrying about spending categories or activations. This card has an unlimited 2% cash back on all purchases, no annual fee, and a $200 welcome bonus . This card has no foreign transaction fees and cell phone protection up to $800 to make it an attractive option for everyday use and travel. However, it lacks premium travel perks or the ability to transfer rewards to travel partners, which may not appeal to those looking for maximum redemption flexibility.
Current signup bonus is $200. We have seen it go as high as $250.
Card Details
The Good
- Earn unlimited 2% cash back on all purchases.
- $200 bonus after spending $1,000 in the first 3 months.
- No annual fee.
- 0% intro APR for 15 months on balance transfers (then 19.24% to 29.24% variable APR).
- No foreign transaction fees.
- Cell phone protection up to $800 per claim.
The Bad
- No bonus categories for higher cash-back earnings.
Our Take
If you’re looking for a super easy, no-hassle cash-back card, the PNC Cash Unlimited Card is a solid pick. People love its unlimited 2% cash back with no spending categories or hoops to jump through. The cell phone protection makes it even better. That said, if you’re all about travel rewards or transferring points to airline and hotel partners, this card might feel a bit basic. There is no transfer partners but you can use PNC travel portal to redeem your rewards.
