The Fremont Bank World Mastercard is a strong cash back credit card with a generous $500 welcome bonus and solid earning potential on everyday categories. You’ll earn 3% on travel and dining, 2% on gas, and 1% on everything else.
The card has a $95 annual fee, which is waived for the first year, and no foreign transaction fees—making it a decent option for domestic and international use. It’s available only to Fremont Bank customers.
We will add this to our best credit card page.
Card Details
The Good
- $500 bonus after $5,000 spend in the first 90 days
- 3% cash back on travel and dining
- 2% cash back on gas
- 1% on all other purchases
- No foreign transaction fees
- $95 annual fee waived the first year
The Bad
- Requires Fremont Bank customer status to apply
- No bonus categories for groceries or streaming
Our Take
The Fremont Bank World Mastercard is a good pick if you already bank with Fremont and want straightforward rewards on common spending like dining, travel, and gas. The $500 bonus is competitive, and the waived first-year fee makes it easy to try. Just know it lacks premium features like lounge access or transfer partners. If you’re a Fremont customer looking for a simple, rewarding card, this one delivers solid value.