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The recently launched Atmos Rewards Ascent Visa Signature Credit Card (issued by Bank of America) is one of Alaska Airlines’ co-branded travel card. It offers a limited-time 80,000 bonus points plus a $99 Companion Fare (plus taxes/fees from $23) after spending $4,000 in the first 120 days. The card has a $95 annual fee and includes valuable travel perks like free checked bags, preferred boarding, and solid ongoing earning rates on Alaska/Hawaiian Airlines and common everyday categories.
The Good
- Generous Sign-Up Bonus: 80,000 bonus points + $99 Companion Fare after $4,000 spend in 120 days
- Annual Companion Fare: Each year after spending $6,000, get a Companion Fare for $99 + taxes/fees
- Free Checked Bag: For you and up to six guests on Alaska or Hawaiian flights when paid with the card
- Preferred Boarding: Board earlier on Alaska Airlines flights
- Strong Earning Rates:
- 3× points on Alaska Airlines and Hawaiian Airlines purchases
- 2× points on gas, EV charging, streaming, cable, transit, and rideshare
- 1× point on everything else
- Bank of America Bonus: 10% rewards boost if you have an eligible BOA account
- Inflight Discounts & Lounge Savings: 20% back on inflight purchases and $100 off Alaska Lounge+ membership
Things to watch out for:
- Annual Fee: $95 — not waived first year but still a no brainer.
- Companion Fare Spend Requirement: Must spend $6,000 each year to unlock it
- Limited Lounge Access: no free passes
Our Take
The Atmos Ascent card is an excellent choice for Alaska Airlines and Hawaiian Airlines flyers, particularly on the West Coast. The welcome offer alone can cover multiple round-trips, and the Companion Fare more than offsets the annual fee if used each year. Free checked bags and inflight discounts sweeten the deal for families or frequent travelers.
The main downsides are the $6,000 annual spend requirement for the Companion Fare and the lack of automatic lounge access. If you want more premium perks, the Atmos Rewards Summit ($395 annual fee) may be better.
Overall, this is one of the strongest airline-specific cards for travelers who fly Alaska or Hawaiian at least once or twice per year — and its $95 annual fee is easy to justify if you use the Companion Fare and checked bag benefits.
