This is a list of best public credit card offers and sign-up bonuses as of January 2025. We do not use affiliate links so that we can bring the best offers to you. We will keep this updated regularly. If you find errors or better offers, let us know in the comments below.
We do not suggest signing up for all of these at once. You should think about what your goals are, how much you want to spend in annual fees, and what return on investment you will be receiving.
The way this list works is this:
- The list is sorted by the value of the sign-up bonus.
- This is typically a list of high-value bonuses. The bonuses might be all-time high, or close to it.
- We also show if this is historically the highest bonus.
- You can sort and search the table based on issuer, bonus, type, and tags.
Table of Content
Personal Cards
These are ordered by the monetary value of the sign-up bonus.
| Credit Card | Signup Bonus | Spending Requirement | Miles/Points Value (¢ per mile) | Total Value (USD) | Annual Fee | See Our Review | URL |
|---|---|---|---|---|---|---|---|
| Citi Double Cash | $200 Bonus | $1,500 in 6 months. | 1 | 200 | 0 | Read our review | Apply here |
| Wells Fargo Active Cash | $200 Bonus | $500 in 3 months. | 1 | 200 | 0 | Read our review | Apply here |
| PNC Cash Unlimited | $200 Bonus | $1,000 in 3 months. | 1 | 200 | 0 | Read our review | https://www.pnc.com/en/personal-banking/banking/credit-cards/pnc-cash-unlimited-visa-credit-card.html |
| Fremont Bank Personal World Mastercard | $500 Bonus | $5,000 in 5 months. | 1 | 500 | 95 | Read our review | https://www.fremontbank.com/personal/credit/world-mastercard |
| PenFed Pathfinder Rewards | 50,000 Points + $50 | $1,000 in 3 months. | 1 | 500 | 100 | Read our review | Apply here |
| Bank of America Premium Rewards | 60,000 Points + $100 Travel Credit | $4,000 in 3 months. | 1 | 600 | 95 | Read our review | https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/#interest-rates-and-fees |
| Lafayette Federal Credit Union Mastercard | $600 or $650 In Flights | $5,000 in 3 months. | 1 | 600 | 0 | Read our review | https://www.lfcu.org/lfcu-mastercard-50k-bonus-points-2/ |
| Barclays Aviator Red | 70,000 Miles | $1 in 3 months. | 1.3 | 910 | 99 | Read our review | https://cards.barclaycardus.com/banking/cards/aadvantage-aviator-red-world-elite-mastercard/ |
| Barclays Hawaiian Airlines | 70,000 Miles | $2,000 in 3 months. | 1.1 | 770 | 99 | Read our review | https://cards.barclaycardus.com/banking/cards/hawaiian-airlines-world-elite-mastercard/ |
| Bank of America Alaska Airlines | 75,000 Miles + Companion Fare | $3000 in 3 months. | 2 | 1500 | 99 | Read our review | https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card/ |
| Bank of America Premium Rewards Elite | 75,000 Points | $5,000 in 3 months. | 1 | 750 | 550 | Read our review | https://www.bankofamerica.com/credit-cards/products/premium-rewards-elite-credit-card/ |
| Citi Strata | 75,000 Points | $4,000 in 3 months. | 1.1 | 825 | 95 | Read our review | https://www.citi.com/credit-cards/citi-strata-premier-credit-card |
| Barclays Frontier | 100,000 Miles | $3000 in 6 months. | 1.1 | 1100 | Read our review | https://www.flyfrontier.com/mastercard/ | |
| Alaska Airlines Visa Signature® credit card | 75,000 bonus miles + $99 Companion Fare | $3000 in 3 months. | 1.3 | 975 | 95 | Read our review | https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card/ |
| World of Hyatt Credit Card | 60,000 bonus points | $3000 in 3 months. | 2.5 | 1500 | 95 | Read our review | https://creditcards.chase.com/worldofhyatt/ |
| American Express® Gold Card | 60,000 points | $6,000 in 6 months. | 2 | 1200 | 95 | Read our review | https://card.americanexpress.com/d/cm/gold-card/ |
| United Club℠ Infinite Card | 90,000 bonus miles | $6,000 in 6 months. | 1.3 | 1170 | 525 | Read our review | https://creditcards.chase.com/travel-credit-cards/united/club-infinite |
| Chase Sapphire Preferred® Card | 60,000 Ultimate Rewards points | $4,000 in 3 months. | 2 | 1200 | 95 | Read our review | https://creditcards.chase.com/a1/24Q4/sapphire/dual?CELL=632Y&jp_cmp=cc/Sapphire+Preferred_Brand_Exact_Sapphire+Preferred_SEM_US_NA_Standard_+Test+(11.4.24)/sea/p81016465393/Sapphire+-+Travel+-+Rewards&gclsrc=aw.ds&ds_rl=1253080&gad_source=1&gclsrc=ds |
| Chase Sapphire Reserve® | 60,000 points | $4,000 in 3 months. | 2 | 1200 | 550 | Read our review | https://creditcards.chase.com/a1/24Q4/sapphire/dual?CELL=632Y&jp_cmp=cc/Sapphire+Preferred_Brand_Exact_Sapphire+Preferred_SEM_US_NA_Standard_+Test+(11.4.24)/sea/p81016465393/Sapphire+-+Travel+-+Rewards&gclsrc=aw.ds&ds_rl=1253080&gad_source=1&gclsrc=ds |
| Marriott Bonvoy Boundless® Credit Card | 150,000 points (Three free night awards (50,000 each) | $3000 in 3 months. | 1 | 1500 | 95 | Read our review | https://creditcards.chase.com/travel-credit-cards/marriott-bonvoy/boundless |
| Citi Strata Premier℠ Card | 75,000 bonus points | $4,000 in 3 months. | 1.2 | 900 | 95 | Read our review | https://www.citi.com/usc/lpaca/citi/rewards/stratapremier/ps/index.html |
| Capital One Venture Rewards Credit Card | 75,000 bonus miles | $4,000 in 3 months. | 1.2 | 900 | 95 | Read our review | https://www.capitalone.com/credit-cards/travel-and-miles/?external_id=WWW_LPT129_ZZZ_ONL-SE_ZZZZZ_T_SEM2_ZZZZ_c_Zg_d4640121-7e72-411c-a0bf-f5afe8f84efc_687052895232_779509&target_id=kwd-26250459431&oC=CO5ed2SUs1&gad_source=1 |
| Capital One Venture X Rewards Credit Card | 75,000 bonus miles | $4,000 in 3 months. | 1.2 | 900 | 395 | Read our review | https://www.capitalone.com/credit-cards/travel-and-miles/?external_id=WWW_LPT129_ZZZ_ONL-SE_ZZZZZ_T_SEM2_ZZZZ_c_Zg_d4640121-7e72-411c-a0bf-f5afe8f84efc_687052895232_779509&target_id=kwd-26250459431&oC=CO5ed2SUs1&gad_source=1 |
| Aeroplan® Credit Card | 100,000 bonus points | $4,000 in 3 months. | 1.5 | 1500 | 95 | Read our review | https://creditcards.chase.com/a1/Aeroplan/100knaep?CELL=6D4C&jp_cmp=cc/Aeroplan_Brand_Exact_Aeroplan_SEM_US_NA_Standard_NA/sea/p72525161794/Aeroplan+-+General&gclsrc=aw.ds&gad_source=1&gclsrc=ds |
| American Express Platinum | 175,000 Points | $8,000 in 6 months. | 2 | 3500 | Read our review | ||
| Hilton Honors Aspire Card | 175,000 Points | $8,000 in 6 months. | 0.8 | 1400 | 550 | Read our review | https://creditcard.hilton.com/d/hilton-aspire-credit-card/ |
| American Express Marriott Bonvoy Brilliant | 95,000 Points | $6,000 in 6 months. | 0.8 | 760 | 650 | Read our review | https://card.americanexpress.com/d/cm/bonvoy-brilliant-credit-card/ |
| Capital One Spark Cash Plus | $4,000 bonus | $30,000 for $2,000 and $2,000 for every $500K spending | 1 | 2000 | 150 | Read our review | https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/ |