pointstopictures The Amex Marriott Bonvoy Brilliant Card is a premium hotel credit card designed for loyal Marriott travelers who value elite perks and statement credits. With a limited-time 185,000-point welcome bonus, an annual Free Night Award worth up to 85,000 points, $300 in dining credits, and automatic Platinum Elite status, this card can provide significant value. If you stay at Marriott properties regularly and use the credits strategically, the $650 annual fee can be well worth it.
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Card Details
The Good
- Massive welcome offer of 185K points with a 6-month spend window.
- Platinum Elite benefits include room upgrades, late checkout, and extra points.
- Annual Free Night Award is highly valuable at premium Marriott properties.
- Monthly dining credit adds steady value for foodies or regular diners.
- Priority Pass lounge access is great for frequent flyers.
- No foreign transaction fees.
Things to watch out for:
- $650 annual fee is only worth it if you actively use the perks.
- Dining credits are monthly ($25), which may be too segmented for some.
- Free Night redemption limited to properties at or below 85K points.
- No ability to transfer points to airline partners directly from Amex.
Our Take
The Amex Marriott Bonvoy Brilliant is a great pick for travelers who are loyal to Marriott and want a premium hotel experience with strong ongoing value. The combination of the welcome bonus, free night award, dining credits, and elite status benefits easily offset the annual fee for many users. If you’re booking Marriott hotels at least a few times a year, the Brilliant card turns those stays into more comfortable, rewarding experiences.
FAQ
Is the Marriott Bonvoy Brilliant Amex Card worth it?
Yes, for frequent Marriott guests who can use the Free Night Award, dining credit, and value Platinum Elite status.
What credit score is needed for approval?
Typically good to excellent credit (750+ FICO) is required.
Does this card charge foreign transaction fees?
No, it does not charge foreign transaction fees.
How does it compare to the Amex Platinum?
The Brilliant card is better for Marriott perks, while the Amex Platinum has broader travel benefits and flexible point redemptions.
Can you upgrade a Free Night Award to a better room?
You can use Marriott Bonvoy points to top off the Free Night Award, but upgrades depend on availability and elite status.
